Mandi Woodruff
businessinsider.com
February 5, 2013

In the past few years, Americans have learned a thing or two about how quickly disaster can strike.

And with each Hurricane Sandy, housing crisis, and stock market crash that rocks our world, we’re faced with the realization that many of us simply aren’t prepared for the worst.

A sobering new report by the Corporation for Enterprise Development shows nearly half of U.S. households (132.1 million people) don’t have enough savings to weather emergencies, or finance long-term needs like college tuition, health care and housing.

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