Last week I received nasty but not-entirely-unanticipated news: my insurance carrier, Anthem Blue Cross and Blue Shield, is amending my current plan effective January 1, 2015.
Come the New Year, I can keep my current plan—a low-premium, high-deductible setup meant to cover major medical expenses and not much else—except it won’t actually be my “current” plan. My premium will be almost quadrupling, from $55 per month to just over $200 per month.
There are a few other options available to me. I could enroll in my employer’s coverage, but that, too, would cost me a little over $200 per month. I could seek insurance through one of the Obamacare exchanges, on which I would qualify for a tax subsidy for my plan, but—so far as I can tell in the dense, unworkable digital jungle of the Affordable Care Act’s (ACA) marketplaces—the cheapest plan I could find would jack my deductible up by an enormous $1,350.
This is the essence of Obamacare: delivering inferior products at higher prices. And while it’s been somewhat satisfying to watch the ACA’s disastrous first year, at heart this is a deeply distressing and worrisome sign of things to come. This is your money, your family’s health, and your liberty—all sacrificed so that a bunch of inept bureaucrats could score points wheeling out “healthcare reform” and help you buy things you simply don’t want to buy.