Last week I received nasty but not-entirely-unanticipated news: my insurance carrier, Anthem Blue Cross and Blue Shield, is amending my current plan effective January 1, 2015.
Come the New Year, I can keep my current plan—a low-premium, high-deductible setup meant to cover major medical expenses and not much else—except it won’t actually be my “current” plan. My premium will be almost quadrupling, from $55 per month to just over $200 per month.
There are a few other options available to me. I could enroll in my employer’s coverage, but that, too, would cost me a little over $200 per month. I could seek insurance through one of the Obamacare exchanges, on which I would qualify for a tax subsidy for my plan, but—so far as I can tell in the dense, unworkable digital jungle of the Affordable Care Act’s (ACA) marketplaces—the cheapest plan I could find would jack my deductible up by an enormous $1,350.
This is the essence of Obamacare: delivering inferior products at higher prices. And while it’s been somewhat satisfying to watch the ACA’s disastrous first year, at heart this is a deeply distressing and worrisome sign of things to come. This is your money, your family’s health, and your liberty—all sacrificed so that a bunch of inept bureaucrats could score points wheeling out “healthcare reform” and help you buy things you simply don’t want to buy.
The Reopen America Back to School Special is now live! Save up to 60% on our most popular items!