In its first year, Obamacare hiked health insurance premiums by up to 78 percent, according to a new analysis comparing insurance costs before and after Obamacare.

HealthPocket, a nonpartisan health insurance research company, analyzed government data on individual health insurance premiums in the 2013 market before Obamacare reforms and 2014′s Obamacare exchanges, and the results are in: Average premiums are higher for all ages– far above the norm for annual increases.

Young customers have been hurt the worst by Obamacare– a big potential problem for the Obama administration, which failed to attract enough young and healthy customers during the first round of exchange enrollment. But people just several years away from Medicare have been hit with double-digit hikes as well. The average, non-weighted premiums across three different age groups are higher by over 20 percent for both men and women.

The hardest hit are 23-year-old men, who are being charged 78 percent more this year than they were in 2013; 23-year-old women pay a paltry 45 percent more in 2014 than they did before Obamacare. The picture isn’t much rosier for 30-year-olds, though: The average premium rose 73 percent for men, and 35 percent for women.

Men are seeing their premiums skyrocket because Obamacare bans insurers from charging women more — even when they use more health care services. The health-care law also requires insurers to cover a boatload of services in every plan, whether customers want it or not. Included in that 78 percent-higher premium for 23 year-old men: maternity and newborn coverage– just in case.

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